No Proof Of Income
You will understand that in the 21st century more and more clients are unable to prove their income in the conventional manner. More and more clients are self-employed and don't choose to go to the expense of having accounts prepared by a chartered accountant. Other clients work in industries where work is seasonal or cyclical. Others work for companies on a temporary or contract basis. These are common on applications we receive every day at Platinum Loans.
Yet strangely, most bank's computer systems will automatically reject your loan application if you are unable to produce computerised payslips (employed clients) or chartered accounts (self-employed clients) because you do not fit their preset definition of what is acceptable proof of income.
Which is where Elender comes in to its own. We treat each client as an individual. There is a requirement for us to be sure you can afford our loan. This is as important to you as it is to us. But you will find that we are much more flexible when it comes to proving your income because we look at your application on an individual basis.
For employed clients, we can normally accept hand written payslips, agency payslips, bank statements or an income reference from your employer.
For self-employed clients we can normally accept a self-declaration of your income subject to information to support that you are actively in self-employment such as an invoice, a VAT certificate or tax assessment.
For further details, or for clarification on our loans, please apply on-line straight away. When our experienced underwriters contact you, they will recommend the best solution to meet your requirements.
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